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Home Based Business

Many business owners assume that because their business is in the home, their home insurance will protect them. Not only is this not true, but your home-based business activities could void a claim under your home insurance. More importantly using your home for purposes other than what your insurer is aware of, such as operating a home-based business, may invalidate your policy.

Business in the Home coverage is typically added as an extension of coverage to your homeowner’s policy. Not all insurance companies offer the coverage but those that do generally provide coverage for:

  • Business property
  • Business interruption
  • Personal liability

As there are some limitations and exceptions as to the type of business that may be covered. It is important that you discuss your business needs with us. Call us today for an affordable way to protect your family and possessions. You will receive professional advice and the personal attention you deserve for all of your insurance needs.