Many insurance companies will cover boats for physical damage and liability under their homeowner’s policies. However, most of these policies have limitations and restrictions as to the types, size, speed and/or horsepower of watercraft that they will cover.
If ineligible for a homeowner's policy, coverage may be purchased under a separate Watercraft Policy. A benefit is that claims settlement may be based on an agreed value. This means that an appraisal is submitted and a value agreed upon before a loss ever occurs. Another benefit of a separate Watercraft Policy is that if a claim occurs it will not affect the claims free discounts afforded under your homeowners policy.
Call us today for an affordable way to protect your family and possessions. You will receive professional advice and the personal attention you deserve for all of your insurance needs.